Is it possible to get a loan on plot or land worth 10lakh? n maximum how much i can get?

Yes possible to get Mortgage Loan from some banks subject to your eligibility. Maximum loan will be 40% of their valuation.

All banks will be happy to give you a loan against collateral security,in this case your land.But it should be in your name by all means.You will also get a loan from the bank against someone's land provided the owner pledge it to the bank against the loan amount taken by you.How much you get as loan depends on the valuation of the land made by the bank,not based on what you say.So contact two or three nationalized banks,go through their terms and conditions and accept the one which suits you.

Source(s):

My experience

there lots of thing bank see before give any type of loan in india

in loan against property bank see minimum these point then approved loan

1-which city u live and what is criteria bank decide there

in metro city like delhi,Chennai,mumbai and kolkatta bank have different policy 

in big city or state capital like lucknow,Ahmadabad,surat,pune,Chandigarh bank have completely different policy

same apply for small city like banaras,jashi,raipur or any other small city and different policy for village

v just consider any average city and take some common fact that almost apply in city(not village)

2-what kind of land u have

it's commercial land or residential land or agriculture land

it's approved by local development authority of not

it situated in old area of city or newly developed

3-how is ur paying capacity

for amount bank see ur minimum 3 year ITR and minimum one year bank statement

4-what is purpose of loan

normally nationalise bank don't give any type of cash loan

they give loan for make house or run a business

if u apply for business that they see ur current account statement,ur stock and order book,ur sale tax document

many mnc or private bank give cash loan against property but 50% of property value

in home loan bank give up to 80 to 90% of land value

ur land value decide by bank valuer

normally if u think ur property market price is 10lac then bank valuer decide around 8lac 

valuer normally decide 20% less then real market price

yes it is possible 

you can get according to bank

yas ,dear you can. for more detail visit.dialabank.com